Hello, I'm

MD. Nazmus
Sakib

Senior Executive Officer — Digital Financial Services & Core Banking

Fintech Integration Payment Governance Data Analytics PMP® & ITIL® 4

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MD. Nazmus Sakib

About Me

Where Finance Meets Technology

PMP® and IBA-MBA certified professional with 8 years of experience in the banking sector, specialising in the integration of Core Banking Systems (CBS) and Digital Financial Services (DFS) at Shahjalal Islami Bank PLC.

I manage the technical lifecycle of digital payment products and ensure backend alignment with business goals — spanning national payment systems (BACPS, BEFTN, RTGS, NPSB), agent banking, fintech integrations, and transaction governance.

My MBA in Finance combined with a BSc in Computer Science & Engineering gives me a rare bridge between business strategy and technical execution — delivering payment solutions that are not only innovative but operationally resilient and compliant.

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Digital Banking Operations
End-to-end ownership of DFS & CBS integration, TouchPay mobile ecosystem, and corporate payment modules across national payment rails.
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Data & Analytics
Analytics on millions of daily transactions within a 4TB+ enterprise database using Oracle PL/SQL and Power BI for fraud detection and MIS reporting.
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Regulatory Compliance
100% compliance focal point for Bangladesh Bank payment reporting across BACPS, BEFTN, RTGS, and NPSB with ITIL® 4 service governance.

Work Experience

Career Journey

8 years of continuous growth within Shahjalal Islami Bank PLC — from core banking fundamentals to leading digital payment operations.

Shahjalal Islami Bank PLC

Dhaka, Bangladesh  ·  Feb 2017 – Present  ·  8+ years

Senior Executive Officer — Digital Financial Services (DFS) & Core Banking Solutions (CBS)
Jan 2025 – Present Payments, Agent Banking & Transaction Governance
  • Core member of DFS and CBS team, supporting national payment rails, agent banking, and fintech-enabled digital channels.
  • Lead daily monitoring of high-volume digital transactions across EFT, RTGS, and NPSB to ensure accuracy, availability, and compliance.
  • Primary focal point for Bangladesh Bank payment-related regulatory reporting — maintaining 100% compliance for national payment systems.
  • Track transaction volumes, success rates, and migration trends, translating data into insights for senior management decision-making.
  • Govern fintech and agent banking reconciliation, ensuring data integrity between Core Banking Systems and external payment platforms.
  • Led automation and reconciliation of Trust-cum-Settlement Accounts (TCSA), ensuring accurate settlement and timely resolution of transaction mismatches.
  • Collaborate with business, technology, and service operations teams to resolve transaction failures and meet agreed SLAs.
Executive Officer — IT Service Management & Data Analytics
Jul 2021 – Dec 2024
  • Managed analytics on millions of daily CBS-driven digital transactions within a 4TB+ enterprise banking database.
  • Designed automated transaction anomaly and risk-monitoring mechanisms, strengthening payment integrity and fraud detection.
  • Delivered MIS and performance dashboards on digital channel usage, transaction trends, and operational health.
  • Supported DFS initiatives by analysing customer transaction behaviour and digital channel adoption patterns.
  • Led UAT, deployment support, and post-implementation validation for payment-related system enhancements.
  • Supported automated reconciliation workflows, reducing manual intervention and improving settlement accuracy.
First Executive Officer — Core Banking & Service Operations
May 2018 – Jun 2021
  • Engineered Oracle SQL/PL-SQL solutions for automated reconciliation between CBS and third-party payment switches, identifying settlement gaps and revenue leakage.
  • Supported digital payment and remittance integrations, ensuring zero-defect deployments.
  • Coordinated UAT and go-live activities for core banking upgrades and automation initiatives.
Management Trainee Officer (MTO) — IT Division
Feb 2017 – Feb 2018
  • Built foundational expertise in core banking operations, payment processing, SQL development, and ITIL-based service delivery.

Competencies

Skills & Expertise

A blend of technical depth and business acumen built over 8 years at the intersection of banking and technology.

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Digital Banking & Operations
DFS & CBS Integration TouchPay Ecosystem Payment Orchestration API Security CPM Ecosystem Agent Banking
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Financial Governance
TCSA Automation Regulatory Compliance Bangladesh Bank BACPS BEFTN RTGS NPSB
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Data & Analytics
Oracle PL/SQL Power BI DAX & Data Modeling MIS Development Fraud Detection SQL Server
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Project & Service Leadership
PMP® Governance Agile & Scrum ITIL® 4 Stakeholder Management Vendor & SLA Governance
Technical Stack
Oracle PL/SQL SQL Server Power BI DAX ERPNext Docker CBS Architecture IT Governance SLA Management API Integration

Education

Academic Background

A dual foundation in finance and computer science — enabling both strategic and technical perspectives.

Master of Business Administration
MBA — Finance
Institute of Business Administration (IBA), University of Dhaka
2021
Thesis: "Agent Banking: A New Growth Sector for the Banking Industry" (2020) — Econometric analysis of the top 6 performers, identifying BRAC Bank's lending-first model as a key driver for sustainable financial inclusion.
Bachelor of Science
BSc — Computer Science & Engineering
Ahsanullah University of Science and Technology
2016
Foundation in software engineering, databases, algorithms, and systems design — underpinning all technical work in core banking and payment systems.

Credentials

Certifications

Industry-recognised certifications validating expertise in project management, service governance, and agile delivery.

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PMP®
Project Management Institute (PMI)
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ITIL® 4 Foundation
PeopleCert
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Agile Project Management Professional
Atlassian

Get In Touch

Let's Connect

Open to consulting opportunities, industry discussions, and collaboration on fintech and banking technology initiatives.

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Email
nazmus8275@gmail.com
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LinkedIn
linkedin.com/in/sakib8275
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Location
Dhaka, Bangladesh
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